Richard Smith MA FIA

Richard Smith is an actuary who has worked in the pensions industry for over 20 years. In addition to advising a portfolio of trustee clients, he has extensive experience of providing pragmatic support to employers sponsoring occupational pension schemes. Particular areas of expertise include accounting for pension costs, liability management exercises, dealing with the pensions issues arising from M&A activity and scheme funding.

Before joining Spence & Partners in 2014, Richard worked for two major benefits consultancies holding senior roles in both actuarial consulting and management positions. He became a Fellow of the Institute and Faculty of Actuaries in 1999.