Matthew Toal


Matthew first joined Spence in July 2017 as an Actuarial Placement Student. Upon successful completion of his placement, Spence offered him a graduate role with the company and agreed to sponsor his final year of study at Queen’s University Belfast.

Matthew graduated in July 2019 with a First Class Honours degree in Actuarial Science & Risk Management and returned to Spence in September 2019 as an Actuarial & Investment Trainee. His new role offers him even greater exposure to actuarial work and he is constantly growing his knowledge of the industry and technical skill set. Matthew has a particular interest in investment work and is actively becoming more involved in Spence’s investment services.

He is currently preparing to undertake the remaining actuarial exams and hopes to ultimately qualify as a Fellow of the Institute and Faculty of Actuaries.