Making sense of pensions

Spence & Partners are a privately owned UK firm of pension consultants, actuaries, IT specialists and administrators.

Corporate Advisory

Assisting employers make informed decisions about their Defined Benefit pension scheme.

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Trustee Advisory

Providing practical solutions to trustees of occupational pension schemes that meet the objectives of the scheme and the responsibilities of the trustees.

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Public Sector, Charity
& Not for Profit

A specialist service and advisory support from those who understand this unique landscape.

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Scheme Terminations

A key part of our business with a proven track record of delivering wind up projects, PPF and FAS transfers to a consistently high standard.

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Defined Contribution Advisory

Assisting Employers, Trustees and members in the efficient management of their Defined Contribution scheme, ensuring better member outcomes.

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We've completely changed the way DB schemes are run

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What Our Clients Say

  • Spence & Partners, our actuaries, helped SYHA Hostelling Scotland deal with complex and challenging final salary pensions issues in a practical and pragmatic way.

    Margo Paterson, Deputy CEO, Scottish Youth Hostels Association

  • From day one, it was clear that Spence & Partners had the skill sets and processes in place to provide the project management capability to see the schemes through the PPF and FAS assessment process. The quality of service is excellent

    Allan Martin, ACMCA Limited

  • Throughout, Spence & Partners has provided invaluable support. They understand the PPF and FAS assessment process, they know our business, we have a strong relationship, and they deliver.

    Ian Gordon, McGrigors Pension Trustees Limited

  • Spence’s approach is refreshing, pro-active and gives us great confidence that we can successfully manage the Scheme in the future.

    Steve Layt - Trustee, Wintle Heating and Plumbing Retirement Benefits Scheme

  • Spence were able to offer a service that not only introduces efficiencies but brings together the most important aspects of our scheme activity on a platform that we can monitor in line with our strategic goals.

    Luke Wren – Trustee, Leighton Opticians Pension Scheme

  • Spence’s proposition was innovative yet simple, and from day one of their appointment, the team have expertly guided the Company and Trustees towards the ultimate goal of securing member benefits and winding up the Scheme.

    Andrew Stewart – Financial Director, GAP Group Limited

  • We are getting things done properly now and are receiving a level of service we hadn’t realised we should have been expecting all along. Spence is like a breath of fresh air.

    Trustee of the Stanley Gibbons Holdings Pension Scheme

Our Latest News

Hugh Nolan

Young Savers

By | 19th March 2019

We all have a vague idea about how little young people engage with pensions but figures from the Office of National Statistic…
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