Simply smarter
We are pension consultants, actuaries and administrators who provide simply smarter solutions for trustees, employers and members.

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About Us

Our award-winning technology provides real time information to help trustees and employers manage their pension schemes more efficiently.

And, our member focused service delivers high levels of engagement across a range of platforms to suit specific needs and requirements.


“Spence's combination of technology and advice gives all schemes a service usually reserved for those with much larger budgets”. UK Pensions Awards Judge