Quarterly Report for Q3 2022

Report 08 Nov 2022 By

Another quarter, another period of volatility and, at the time of writing, another two Prime Ministers. When it comes to producing our Quarterly Update, we often lament that it just feels like yesterday that we were sitting down to discuss the previous quarter’s report. This time, it almost feels like 12 months were in the last quarter, considering the upheaval of events that have transpired – political and economic. It feels like the world is turning more swiftly on its axis by the day, like a spinning top… hopefully not to topple over after the recent wobbles!

As shaken and stirred as we may be, we must resolve to settle ourselves, look to the future with a steady eye and a calm mind, ready to take action and continue planning for our schemes. To that end, we have pulled together some of the key topics in the pensions industry, which may be impacting your pension schemes in the coming months.

Given the current climate, it would be remiss not to include a discussion on inflation and the cost of living, which we have approached from the perspective of what trustees, employers and members should be thinking about. We have updates on the buy-out market and the progress of the Pensions Dashboard, as well as the new data protection and digital information legislation. Also, a quarterly report wouldn’t be complete without a government consultation, so we have a discussion on TPR’s draft funding regulations and DWP’s recent consultation on changes to the FCF and PPF regulations, sitting alongside our other regular updates on caselaw, DC schemes and the investment market.

From everyone at Spence, we hope you enjoy reading our report.

Please click on the image below or click here to read the update.

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